Traditional Interest-free Loan Program

Traditional Loan Program application for the 2025-26 academic year is closed.

Applying for an Interest-Free Student Loan through Lancaster Dollars for Higher Learning is a simple, straightforward process.

The Application Process

Students may apply for an interest-free student loan for the upcoming school year beginning on February 1 and ending on the last Friday in April every year. Here are the requirements to complete our online application:

• Interest-Free Student Loans are available annually to legal residents of Lancaster County, PA.
• Students must plan to be enrolled full-time at an accredited institution of higher learning. Loans may be attained for undergraduate or graduate school education.
• Students must provide a copy of the Free Application for Federal Student Aid (FAFSA) FAFSA Submission Summary (FSS) form.
• Students may receive a maximum of four loans from Lancaster Dollars for Higher Learning.

If an interest-free student loan is awarded, payment will be sent to the school or college to be applied directly against a student’s tuition obligation.